Buying a home is often tied with a lot of emotions, excitement, frustration, disappointment, and joy and when you’re looking at a home you need a strong support team around you to help you through the ups and downs one might experience in a tight market. Buying a home is a personal experience and since it is a personal activity I am happy to share more in-depth the process during a one on one meeting.
While you start to save money you should also really keep an eye on your bills. Pay them on time and don’t close accounts. If you haven’t taken a minute to speak to a mortgage broker you should. If you do not know of a mortgage broker let me know and I can help you locate one.
If you are going to need a mortgage to buy a home a mortgage broker can help you determine how much you can afford and answer any questions you have about the different products available to you and pros and cons of going with one or another depending what your goals are.
Choose an Attorney:
I always say to buyer’s get your team together before you hit the ground looking. You don’t need to use a real estate attorney but you want to make sure that attorney has done real estate transaction often in Boston and is familiar with the process. You should also make sure you know are you being charged an hourly rate or a flat fee. If you do not know of an attorney I am happy to help you find one I have an extensive list of attorneys who can help make the process smooth.
Choose a home inspector:
I said it before you want to get your team together beforehand. That doesn’t mean your home inspector needs to come with you when looking at homes, but you should talk to a few and find out what they charge to do a home inspection, and how fast they can get a report out to you. You want a home inspector that works in your budget and will point out the big concerns and not scare you.
Most likely you already started the search before you did the above by going to open house, checking out things on Zillow or going to real estate websites, but I can help you zero in or help you explore other neighborhoods you might not have thought about. I can get you access to MLS so you can see properties in real time and since I work for Gibson Sotheby’s I have access to a local network but also a national network along with global network that can help me find the home you really want
Offer, Purchase, and Sale and getting to closing table
Since you have your team in order and you have found a property you love now you are ready to put an offer in. You want to put your best offer first. You have no idea if you will have another chance to put another offer in. Your offer will most likely contain home inspection, mortgage contingency, reviewing of condo documents, purchase, and sale and closing.